We provide insurance for cell phone app creators.  We can give you a low premium cost and great coverage. 
call us today at 951-789-4137 and speak to our insurance agents today.  We provide all types of business insurance coverage for any type of industry.

You must consider errors and omissions insurance coverage if you’re business provides a service to clients for a fee. RTG-West Insurance Services Inc., can cover printers and building-trades contractors, such as electricians, plumbers, HVAC installers and sheet metal workers and other service professionals

951-789-9300

Costly mistakes can happen – even to people with the best training and years of experience.  It’s human nature. That’s why errors and omissions insurance is so important. 

Who needs E&O insurance?

Errors and omissions insurance policies usually cover the business owners, both salaried and hourly employees, and can be extended to cover subcontractors working on behalf of the business.

As you may know, business liability insurance covers losses related to bodily injury, property damage or advertising injury. But what happens, and who pays, when a printer neglects to catch a typographic error on a large order of engraved wedding invitations? Or when a plumbing repair fails and causes an entire office to be flooded.  That can be bad, and that does happen. 

Resolving these issues with the purchase of errors and omissions (E&O) insurance can provide coverage for these types of losses. Errors and omissions insurance is a specialized liability protection against losses that are not usually covered by liability insurance. It protects you and the business you operate from a claim if a client sues for such things as negligent acts, errors or omissions committed during business activities or the like that result in a financial loss for the client.

Errors and omissions insurance has to be customized to meet specific needs of a business or industry.  Thats why dealing with an experience advisor who understands your business needs and finds the facts for creating the right coverage is so important.

What type of insurance for Errors and Omissions should I consider?

Errors and omissions insurance policies vary from company to company, and are created to cover the common exposures particular to different types of businesses.

Sometimes a loss to an insured client may have occurred several years in the past on work or service previously done.  The first time a mistake is apparent is when a court summons arrives in the mail. That’s why the retroactive date on a policy is so important.

Even with unwarranted claims and frivolous lawsuits, legal fees and other related expenses can burn up a company’s cash reserves, causing business hardship. Most E&O insurance policies cover judgments, attorney fees, court costs and settlements up to the limits of the policy.

Make sure to speak to an insurance specialist at RTG West Insurance Services today to discuss your needs.  Call us today at 951-789-9300. 

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All supplement and supply chain health manufacturers, distributors and retailers need liability insurance at the best possible price.  Business Insurances specialists at RTG West Insurance will help guide the new startup or seasoned management CFO with the proper coverages. 

Lowest priced renewal quotes for supplement manufactures and others in the supply chain business of supplement manufacturing can start by sending us your policy coverages via the declaration page.  We can quote your coverages for the best value before your policy renews.  Fax us your information to 951-789-8367 and give us a call so we can discuss your coverage or other business information details at 951-789-9300

California Contract Manufactures insurance and liability coverage plays an important role in protecting the financial stability of smaller supplement manufactures.  Small online marketing firms who sell many products from promotional and gift to supplements many times require insurance or request a certificate of liability from retail and online outlets.  Insurance for companies who create or manufacture private label products for other companies.

Insurance coverage for supplement manufacturing in California requires special treatment and experience in this sector of the economy.  RTG West Insurance Services specialize in coverages for these types of companies.  We also provide coverage for supplement manufacturing and private lable providers in Idaho.  Utah contract manufactures can also rely on our expertise in specialized insurance coverages in this area.  Give us a call now at 951-789-9300 and let one of our specialists help you with your insurance needs.  You can also fax your upcoming insurance declaration page to us at 951-789-8367

Private Label Insurance providers.

If you are an instititutional property owner and property manager many times your financing needs require you to have special types of insurance in place.

What are the typical Condo and PUD insurance requirments

typically the Insurance Requirements need to have the following for many commercial financing needs

- (1) Hazard: blanket all risk policy with 100% replacement, deductible not to exceed 5% of policy face amount, (2) Liability: coverage must be $1 Million per occurrence, (3) Flood Insurance: lesser of 100% of insurable value or maximum coverage allowed per NFIP ;coverage of each unit should be the lesser of $250,000 or the amount of its replacement cost (I.e., the replacement cost of all units combined or the number of units x $250,000);deductible not to exceed $25,000 per building located in the flood zone, (4) Fidelity Bond: required for projects with over 20 units, coverage must be In amount sufficient to cover three months of HOA dues or meets requirements of state law.

Condominium project insurance master or blanket policies containing either of the following are prohibited:

· A blanket policy that covers multiple unaffiliated condominium associations or projects, or

· A self Insurance arrangement whereby the owners' association is self insured or has banded together with other unaffiliated associations to self Insure all of the general / and limited common elements of the various associations.

Talk to one our our knowledgable insurance agents at RTG West Insurance. We serve all of California including San Jose, Sacramento, Menlo Park, Riverside, Corona, Irvine, and Ontario.




We have great commercial insurance packages for Landscape contractors, commercial vehicles, general liability, equipment coverages, workers comp. We service landscape contractors in the city of Riverside, Murrieta, Corona and Temecula areas.  We provide coverage for businesses that provide has specialized in handling the insurance needs of the Green Industry since Since 1996 RTG West Insurance has been helping the Green Industry insurering many in the landscape contractor community.  Landscape Contractors competitive group insurance programs and at the same time provide outstanding service. We continue that tradition today by providing our clients the most competitive quotes from the top insurance companies in the country. We are competitive in tree trimming and removal services.  Whether you have 1 or large fleet of landscape vehicles we can handle the risk.



Our new customer that develop mobile phone applications for iphone & android marketplace, came to us with a need for professional or errors & omissions liabilty insurance